Insurance Risk Management
Available In-Person & Online
Anticipate Risks in the Insurance Industry. Implement New Strategies with an Entrepreneurial Advantage.
Start a rewarding career in insurance, risk analysis, underwriting, actuarial science, or brokerage. Our program blends business fundamentals and real‑world experience with deep industry insight. Whether you’re learning online or on campus, Northwood University shapes you into a professional prepared for success.
You’ll study the latest tools, technologies, and best practices from day one. Gain critical real-world experience in the field through building and pitching real insurance proposals mirroring professional expectations. In addition, graduate with credential letters behind your name.
In addition, you can earn the Associate in Insurance (AINS) designation and credit towards the Accredited Advisor in Insurance (AAI) and Chartered Property Casualty Underwriter (CPCU) designations. Complete your major in 4 years with an accelerated Bachelor/MBA track. You can earn both a bachelor’s and master’s degree before you leave NU, giving you a competitive edge in the job market.
Learn More About Our Programs
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Northwood By the numbers
Fast Facts
Northwood University is an international leader in free-enterprise education.
Your Career After NU
What jobs can you get with an Insurance Risk Management degree?
You’ll be ready to start a rewarding career in insurance, risk analysis, underwriting, actuarial science, or brokerage. Our program offers great value, from landing jobs before graduation to using program experience to specialize in underwriting or enterprise risk management.
- Insurance Agent
- Insurance Broker
- Actuary
- Underwriting Data Analyst
- Risk Analyst
- Staff and Line Underwriter
- Subrogation Specialist
- Mergers and Acquisitions
- Accounting
- Actuary
- Advertising
- Business Administration
- Cyber Security
- Data Analytics
- Digital Communication
- Economics
- Finance
- Marketing
- Management
- Information Technology
Application Checklist
As America’s business university, Northwood attracts ambitious thinkers, emerging leaders, and students who are ready to excel in a competitive, global economy.
Our programs are built for high-achieving learners who want more than a degree; they want an education shaped by real-world business insight, industry partnerships, and a culture of high performance.
General Requirements
- Current high school transcripts
- High school diploma or GED required upon entry
Dual Enrollment Option
Northwood also offers the opportunity for motivated 9th-12th grade students to earn college credits early through our discounted, flexible online dual enrollment program.
- 3.0 minimum GPA
- Current high school transcripts
General Requirements
- High school transcripts
- High school diploma or GED required upon entry
- College or university transcripts
English-language Requirements
- IELTS, TOEFL, Pearson PTE, ACT/SAT scores (English Proficiency requirement may be waived if the language of instruction is English)
General Requirements
- Passport ID page (must be valid for at least 6 months beyond the entry date to Northwood University)
- Current secondary school transcripts
- Secondary school completion certificate or diploma
- College or university transcripts (if you have completed any university credits)
Hear from our students
Influential Impact Makers
The Northwood IRM program prepares you for success. Professors at NU are industry professionals that have decades of experience, and a passion to help students succeed. Small classroom sizes and opportunities to market yourself to employers sets the Northwood IRM program apart from other universities.
— Ryan Pummell, Underwriter at Auto-Owners Insurance
The IRM program at Northwood opened my eyes to just how many opportunities that are out there for insurance. I got to experience new things and meet so many people, some of which I still talk to today. Being mindful and open is the key to being successful in this program, I wish I would have tried to do more, but I am grateful for what I got to do and the time I spent with everyone in this program. Now, I work at Farmers Insurance, chasing the dream that started to grow more and more at Northwood!
— Chanc McCormack, Protégé Program at Farmers Insurance
The IRM program at Northwood University provides a comprehensive understanding of the insurance industry, including its products, processes, and career opportunities, all taught by successful industry professionals. Some of my favorite aspects of the program was the ability to gain real-world experience and the numerous networking opportunities. I believe the IRM program, along with its dedicated faculty, thoroughly prepared me with the necessary tools to enter the workforce and were genuinely invested in helping me build a successful career.
— Megan Hoesman, Insurance Analyst at Corporate Protection Group
The Northwood IRM program has not only expanded my knowledge of the insurance industry, but it also opened the door to various career paths that I was not familiar with prior to my education. This program and the supportive staff have prepared me to step into my career with confidence and real-world experience that only Northwood can provide!
— Lauryn Holmes, Enterprise Risk Management Analyst at BCBS of Michigan
The NU-IRM program has been a transformative part of my journey from high school to a career in IT within the Insurance industry. It provided me with a strong foundation in insurance and risk management, offering hands-on experience that allowed me to start working in the field while still in high school. This early exposure gave me valuable insights and practical skills that set me apart. I’m grateful for how it shaped my career, teaching me to think critically and adapt in an ever-changing world.
— Danielle Fisher, Automation Support Analyst at Frankenmuth Insurance
My time at Northwood University in the Insurance Risk Management program provided me with great internship opportunities where I could use what I learned in the classroom in real-world settings. These experiences supplied me with job offers prior to graduation.
— Alexandra Dodman, Product Development Analyst at Auto-Owners Insurance
From the very first day as a freshman, I learned about relevant industry topics. NU provided me with many opportunities to develop my professional skillset.
– Angela Lindow, Treaty Reinsurance Associate Director at Aon
Northwood University really changed the way I think about business and how I approach things. Northwood’s professors gave me a real sense for what insurance and risk management really is, the importance of it, and the free market and entrepreneurship. I left feeling confident I was going to succeed in my field.
– Jonathan LaPorte, Multiple Lines Representative at Jon LaPorte State Farm
Why Study Insurance Risk Management at Northwood University?
There’s more to the IRM program than just small class sizes, industry-experienced faculty, and modern curriculum. Hear from Professor Michael Lee Burkhardt, Ph.D., CPCU and his students to learn more about what opportunities await you, from industry designations to high employment rates after graduation.
Why Add IRM as a Minor?
Adding a minor in IRM on your resume will greatly enhance your ability to work in an insurance company department in the high-paying insurance industry!
Non-IRM Majors earn the AINS designation by enrolling in three elective-choice courses:
- IRM 1100 Principles of Insurance
- IRM 1200 Personal Insurance
- IRM 2100 Commercial Insurance
Industry Experts
Meet Our Faculty
Connect with our Insurance Risk Management faculty who have real-world professional experience.
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FAQs
The primary difference between an online bachelor’s degree and an on campus bachelor’s degree is how courses are delivered, not what you learn. Online students complete coursework through Northwood’s digital learning platform, while on campus students attend classes in person. Both formats follow the same academic standards and are taught by qualified Northwood faculty.
Yes. The curriculum is the same for both online and on campus versions of the program. Courses share the same learning outcomes, academic rigor, and degree requirements, ensuring all students receive a consistent education regardless of format.
Completion time depends on factors such as transfer credits, course load, and whether a student studies full-time or part-time. In many cases, online students have greater scheduling flexibility, which can allow them to complete the program at a similar pace or faster than on-campus students.
In some cases, students may be able to transition between online and on campus courses, depending on program structure and availability. Students should consult with an academic advisor to discuss flexibility options and ensure degree requirements are met.
Students applying from U.S. high schools must submit current high school transcripts and must earn a high school diploma or GED prior to enrollment. Northwood also offers a dual enrollment option for motivated students in grades 9-12 who meet eligibility criteria, including a minimum 3.0 GPA. Transfer and international applicants must submit the appropriate academic records for evaluation.
No. The application process is largely the same for online and on campus students, and the same admissions standards apply to both learning formats. Admissions counselors are available to help applicants choose the option that best aligns with their academic and professional goals.
Northwood University programs do not require standardized test scores such as the GRE or GMAT. However, applicants may choose to submit standardized test scores to be considered for merit-based scholarships. Requirements and scholarship eligibility vary by program, so applicants should review program-specific guidelines or speak with an admissions counselor.
International students may apply to on campus programs, subject to visa and immigration requirements. Eligibility for online programs may vary based on location and regulatory considerations. International applicants are encouraged to contact admissions for guidance specific to their circumstances.
Tuition rates may differ between online and on campus programs. Online programs may offer predictable per-credit tuition, while on campus programs may include additional campus-based costs. Current tuition information is available through our net price calculator.
Northwood offers a variety of financial aid options, including scholarships, grants, loans, and employer tuition assistance. Eligibility depends on program type, enrollment status, and individual circumstances.
Some programs may have additional fees related to technology, course materials, or campus services. Any applicable fees are disclosed during the admissions process so students can plan accordingly.
Both online and on campus students have access to academic advising, tutoring, library services, technical support, and career services. Northwood is committed to supporting students throughout their academic journey, regardless of learning format.
Online students connect with faculty and peers through virtual classrooms, discussion boards, email, video conferencing, and collaborative assignments. These tools are designed to foster engagement and interaction similar to an in-person experience.
Yes. Many campus events, career fairs, and networking opportunities are available to online students either virtually or in person, depending on the event. Alumni and employer networking opportunities are available to all students.
Online students typically need a reliable internet connection and a computer. Some programs may require specific software, which will be communicated prior to the course start.
Online courses may be fully asynchronous, synchronous (live), or a combination, depending on the program. This structure allows flexibility while maintaining meaningful interaction and academic accountability.
Online students have full access to digital library resources, research databases, academic support services, and virtual labs when applicable. These resources are designed to mirror on-campus academic access.
Yes. All Northwood students receive access to career coaching, job placement support, employer connections, and the alumni network, regardless of whether they study online or on campus.
No, employers value accredited degrees and relevant skills. Northwood’s online degrees meet the same academic standards as on campus programs, and employers typically focus on the institution, curriculum, and graduate competencies rather than delivery format.
Career opportunities vary by program but may include roles in business, management, marketing, finance, operations, and leadership.
Start dates vary depending on modality. Online programs often offer multiple start dates throughout the year, while on-campus programs may follow traditional academic calendars.
Many programs offer both full-time and part-time enrollment options, allowing students to balance academics with work or personal commitments.
Online and select on campus programs are designed with working professionals in mind, offering flexible scheduling, practical coursework, and career-focused learning.
Some programs offer accelerated options that allow students to complete their degree in a shorter timeframe. Availability depends on the program and student eligibility.
Yes. Northwood University is an accredited institution, and its programs meet established academic and quality standards.
Yes. The degree earned is the same credential, regardless of whether courses are completed online or on campus.
No. Diplomas and transcripts do not indicate the delivery format of the program.
