Financial Aid
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    Financial Aid

    If you think getting the best education is impossible because of money, you haven’t met our staff. Our philosophy is, if you have the drive, we’ll work with you to find a way.

    Investing in Your Future

    Follow the Financial Aid quick steps outlined below to get started.


    Apply Online

    In order to be considered for financial aid, you must submit an application for admission to Northwood University’s Adult Degree Program. In addition, be sure to have your official transcripts sent to attention of the Adult Degree Program advisor you are working with.

    Step 2: OBTAIN A FSA ID

    Obtain a FSA ID

    The FSA ID - a username and password - has replaced the Federal Student Aid PIN and must be used to log in to certain U.S. Department of Education websites. Your FSA ID confirms your identity when you access your financial aid information and electronically sign Federal Student Aid documents. If you do not already have an FSA ID, you can create one when logging in to, the National Student Loan Data System (NSLDS) at or by going directly to:

    In order to create and ID you must have a valid email address. You will create a username and password along with answer questions regarding name, date of birth, Social Security number, contact information, and challenge questions and answers. You will receive an email secure code to verify the information before proceeding to the website.

    If you have never had a PIN or FSA ID before it will take up to 72 hours to activate for you to electronically sign the FAFSA. We suggest you create a FSA ID as soon as possible.


    Complete FAFSA

    You may file for Financial Aid by completing a Free Application for Federal Student Aid (FAFSA) online at List Northwood University in the number one position to ensure proper aid allocation. Make sure that you follow all signature requirements. Most applications are delayed due to incomplete signatures.

    Michigan Campus School code is 004072.


    With the assistance of an ADP advisor, you will complete a professional education plan. This helps determine what type of coursework you plan to enroll in and your enrollment status. These courses directly affect your financial aid eligibility. If you have any questions about how your enrollment affects your financial aid, please speak to an Adult Degree Program advisor.

    Step 5: FOLLOW UP

    You will receive a Student Aid Report (SAR) from the federal processor via email once you complete your FAFSA online. Review the SAR for accuracy and follow the instructions for corrections if there is an error to be sure to secure your aid. The Financial Aid Office will receive an electronic SAR as well. The Financial Aid Office may need to collect additional information from you. Please be prompt in responding to these requests, as they will ensure proper aid allocation.

    Step 6: AWARD LETTER

    The Financial Aid Office will provide you with an award letter when all required documents are completed. Your initial financial aid award letter will assume "full-time" enrollment status until your professional education plan is implemented. Please be sure to notify us of any changes to your action plan.


    Master Promissory Note

    After you receive your award letter, if you are a new borrower to the Direct Loan program, you must complete a Master Promissory Note (MPN) online at New borrowers will also need to complete an Entrance Counseling session online at


    Entrance Counseling

    If you have borrowed previously while attending Northwood University, no action is required, your Direct Loans will be originated in the amounts reflected on your award letter. If you would like to reject these loans, you can do so on the WebAdvisor tab at If you would like to change/reduce these loan amount(s) go the financial aid section at and select the Federal Direct Loan Change Form. This form must be completed, signed and can be mailed or faxed to the Financial Aid Office.


    Payment Options

    The following list is the current accepted method of payment:

    • Personal check drawn on U.S. funds only
    • Online payments: credit cards and e-checks
    • Traveler’s checks and money orders
    • Educational savings plan
    • Third Party billing
    • Financial Aid

    Payment of tuition and fee charges can be made with cash, personal checks, bank drafts, money orders or credit cards.  For those paying with a credit card the options have changed.  A 2.5% fee will be charged for all credit card payments effective August 1, 2013.  Payments can be made online with American Express, Discover cardMastercard, or VISA, or with an e-check at the Business Office.