Financial Policies

Michigan Campus

Refunds

Prepayments will be refunded in full on payments made prior to late validation day, with the exception of application fee and commitment deposits. Any change of classes must be done during the drop and add period (the first three days of classes for any semester). All charges stand after that time.

For any student completely withdrawing from the college, the following policy applies:

On 1 - 3 days after classes start 100% credit of all charges
From 4 - 11 days after classes start 90% credit of tuition and board
From 12 - 22 days after classes start 80% credit of tuition and board
From 23 - 33 days after classes start 70% credit of tuition and board
From 34 - 44 days after classes start 60% credit of tuition and board
From 45 - 55 days after classes start 50% credit of tuition and board
From 56 - 66 days after classes start 40% credit of tuition and board
More than 66 days after classes start 0% credit of tuition and board

Refund calculations will be based upon the date the student begins the official withdrawal process. Days listed above are calendar days and include weekends and holidays. In cases where a student stops attending all of his/her classes without officially withdrawing, refund calculations will be done at 50% unless the student attended a class later than 55 days up to 66 days after the start of classes, the refund will be calculated at 40%. If the student attended later than 66 days after the start of classes there will be no refund.

Fees and room charges are non-refundable after the third day classes start. Students who move off campus after classes begin will forfeit the room charge for that semester.

Refunds for Recipients of Federal Financial Aid

As prescribed by law and regulation, Federal Title IV funds will be returned to the applicable sources in the following order: Federal Direct Unsubsidized Stafford loan, Federal Direct Subsidized Stafford loan, Federal Direct Plus loan, Federal Pell Grant, Academic Competitiveness Grant, National SMART Grant, FSEOG, other Title IV Aid Programs, other federal sources of aid, state sources of aid. Examples of this refund policy are available at the Financial Aid Offices on each campus.

Room Damage Deposit Refund

A $100.00 room damage deposit is required for all Resident students. Any student who withdraws during the first three days or is a no show will forfeit their $100.00 room damage deposit. Any damages incurred by the student will be deducted from this deposit and the balance refunded. Also, a room key deposit of $35.00 is included in the room damage deposit.

Payments

Payment must be received by the due date each semester. Payment received after the due date is subject to a late payment fee of $200.00. A $35.00 service charge will be added for each check returned unpaid by the bank, and an additional $10.00 if not paid in ten days. All unpaid fines (parking, library) or other college expenses will have an additional $10.00 charge if not paid during the term or are turned into the Business Office for collection. All checks are to be made payable in U.S. funds. The student is responsible for any exchange fees or bank charges associated with non-U.S. checks.
Any student whose account has been written off to collection will not be allowed to take classes until the balance has been paid.

Textbooks

The estimated annual book and supply costs are approximately $1,182.00, depending on courses. Books for all classes will be available at the Campus Bookstore. Books must be paid for in full at the time of purchase.

Car Permits

Students wishing to have a car on campus must make application with the Campus Security and purchase a car permit. The academic year car permit is $40.00 for residents and $70.00 for Commuters. Resident students will be charged $20.00 per semester and commuter students $35.00 per semester. Each additional permit or replacement permit is $10.00. This is a NON REFUNDABLE FEE.

Graduation Fee

$75.00 (includes cap and gown rental).

Course Lab Fees

All courses with lab fees AM 3650, FIN 2600, NSC 4020, NSC 2100, ACC 2410L, AM 4670, ART 3050, ART 3080, WXF 1800, EXF 2010, HRM 2980, HRM 4500, HRM 1030, HRM 1031. Additional courses may require a lab fee.

Other Fees

• Car Permit (annually): Fee Residents $40.00, Commuters $70.00
• Car Permit (additional or replacement): Fee $10.00 each
• Late Payment Fee: $200.00
• Late Registration Fee: $100.00
• Room Deposit (converts to damage deposit upon entering housing): $100.00
• Room fee during spring break and summer sessions: $115.00 per week
• Transcript Fee: No Charge
• Audit per credit hour (no college credit): $388.00
• Orientation (Resident): $125.00
• Orientation (Commuter): $75.00
• Internship per credit hour: $668.00
• Test Out per credit hour: $75.00
• Overload fee $532.00 per credit hour over 17 credits
• Returned Check Fee (Northwood re-deposits NSF checks one time. The fee is per return): Fee $35.00
• Fax Transmission: $2.00
• Student ID Card (replacement): $25.00

Payment Plans

Tuition Pay Plan: 800.635.0120
Higher Education Guaranteed Loan Program

Contact Northwood Financial Aid Office: Last Name A-L 989.837.4302 or M-Z 989.837.4230

Contact Information

Northwood University
Business Office
4000 Whiting Drive
Midland, MI 48640
Phone: 989.837.4207
Fax: 989.837.4104
Email: mibusoff@northwood.edu
Office Hours: Monday - Friday, 8:30am - 5:00pm