Financial Aid

Important points:

  • Each student has a different financial aid options.
  • Each program has a different fee structure and billing arrangement.

Students participating in study abroad programs are eligible for Federal Financial Aid (U.S. citizen or an eligible non-citizen). Academic advisors and personal at the International Programs Office are not experts on financial aid; you must contact the Financial Aid Office in order to determine which aid opportunities are available for you.

If you currently receive financial aid you need to contact the Financial Aid Office to determine the cost to be paid for the program and which aid opportunities are open to you. If you are currently not receiving aid you may still be eligible for Federal loans (you will have to fill out FASFA).

Contact Information for Financial Aid Office

Michigan Financial Aid Office

Nick Messing
Associate Director, Financial Aid

Phone: 989-837-4330
Toll-Free: 800-622-9000
Fax: 989-837-4130

Florida Financial Aid Office

Hollie Crotts
Assistant Director, Financial Aid

Phone: 561-681-7991
Toll-Free: 800-622-9000
Fax: 561-681-7990

Texas Financial Aid Office

Dawn Shestko
Director, Financial Aid

Phone: 972-293-5431
Toll-Free: 800-622-9000
Fax: 469-293-7196

Northwood Scholarships

Students currently holding Northwood scholarships may apply the scholarship to all study abroad programs EXCEPT:

  1. John Cabot University – Rome, Italy
  2. American Intercontinental University (AIU) – London, UK
  3. London Metropolitan University – London, UK
  4. Massey University – New Zealand
  5. International Business, Spanish and Cultural Studies – Spain, Bilbao/Getxo
  6. PALAZZI – Florence, Italy

The student would only be ineligible for the semester that they are in the program at the foreign university. Upon returning to Northwood the scholarship will be reinstated (per students meeting the conditions of the given scholarship).

There are scholarships available specifically for Northwood sponsored study abroad programs. These scholarships are awarded based solely on financial need.  There is no fixed award, but any scholarship awarded will cover only a portion of the study abroad program cost. Students can apply by completing the application form attached to the programs information and application packet. No awards can be considered without a completed program application

Northwood sponsored Semester in Europe and Semester in Asia programs have additional scholarships explicitly for students participating in the program. All students accepted into the program are eligible for these scholarships which are based on academic merit and need. 

Students who have completed 12 honor course credits are eligible for Honor Scholarships which can be used for the Northwood sponsored Semester in Europe or Semester in Asia programs. Admittance into either program for students meeting the honors criteria automatically provides a scholarship for the program.

External Scholarships

The following are general scholarships open to all students planning to study abroad. Each scholarship has a different set of conditions one must meet in order to be eligible to apply. In some cases, you might need the assistance of the International Programs Office in order to complete an application.

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American Association of People with Disabilities Hearne Awards
The Paul G. Hearne AAPD Leadership Award is an annual award that honors emerging leaders with disabilities working in the cross-disability civil rights movement. Up to two individuals are selected annually to be featured at the AAPD Leadership Gala and to each receive $10,000 to help them continue their progress as leaders. U.S. residents with any type of disability are eligible to apply.

Benjamin A. Gilman International Scholarship Program
The Gilman International Scholarship Program is open to U.S. citizen undergraduate students who are planning to study abroad. This scholarship provides awards for students who are receiving Federal Pell Grant. The program aims to diversify the kinds of students who study abroad and the countries and regions where they go by supporting undergraduates who might otherwise not participate due to financial constraints. Such international study is intended to better prepare U.S. students to assume significant roles in an increasingly global economy and interdependent world.

Boren Awards for International Study
Boren Scholarships provide up to $20,000 to U.S. undergraduate students to study abroad in areas of the world that are critical to U.S. interests and underrepresented in study abroad, including Africa, Asia, Central & Eastern Europe, Eurasia, Latin America, and the Middle East. The countries of Western Europe, Canada, Australia, and New Zealand are excluded.

Boren Scholarships are funded by the National Security Education Program (NSEP), which focuses on geographic areas, languages, and fields of study deemed critical to U.S. national security. Applicants should identify how their study abroad program, as well as their future academic and career goals, will contribute to U.S. national security, broadly defined. NSEP draws on a broad definition of national security, recognizing that the scope of national security has expanded to include not only the traditional concerns of protecting and promoting American well-being, but also the challenges of global society, including sustainable development, environmental degradation, global disease and hunger, population growth and migration, and economic competitiveness.

Collegescholarships.org

Go straight to the scholarships that interest you and begin the application process. Every scholarship in our database is easy and simple to view, just by clicking.

German Academic Exchange (DAAD)
The DAAD of New York provides a number of scholarships for undergraduates who are looking to study or intern abroad in Germany. Preference is given to students whose projects or programs are based at and organized by a German university. German language competence is not necessary, but students should express an interest in contemporary German and European affairs.

Foundation for Global Scholars
The Foundation for Global Scholars is a 501(c)(3) non-profit organization located in Denver, Colorado whose mission is to create global citizens and leaders by assisting students in achieving their personal and professional goals of obtaining cultural and academic experiences abroad.

The Foundation will support this mission by awarding scholarships to help enable students to obtain an international experience. Students who are from underrepresented populations in international education are a priority. Underrepresented may include but is not limited to:

  • students from low income families;
  • ethnic backgrounds;
  • academic majors;
  • students with mobility impairments;
  • Rocky Mountain geographic region; or
  • 1st generation college students

Freeman-ASIA (Freeman Awards for Study in Asia)
Freeman-ASIA accepts applications from U.S. citizens or permanent residents studying at the undergraduate level at a two-year or four-year college or university who demonstrate financial need to study abroad in East or Southeast Asia.

Fund for Education Abroad
FEA scholarships are designed for students who are currently enrolled as undergraduates in US universities or colleges who plan to study abroad. Non-traditional study abroad students and/or students with financial need are encouraged to apply.

Goabroad.com
Search engine for study abroad scholarships

Go Overseas Study Abroad Scholarship
The Go Overseas Study Abroad Scholarship is open to all current or aspiring study abroad students. Scholarships are awarded each year. The scholarship is awarded based on the creativity and analytical thinking displayed through writing samples, photos, and/or video submissions.

IEFA (International Education Financial Aid)
IEFA is the premier resource for financial aid, college scholarship and grant information for US and international students wishing to study abroad. At this site, you will find the most comprehensive college scholarship search and grant listings plus international student loan programs and other information to promote study abroad.

IIEPassport Study Abroad Funding Searchable Database
This directory features detailed descriptions of hundreds of study abroad scholarships, fellowships, grants, and paid internships for U.S. undergraduate, graduate and post-graduate students, and professionals.

Jane M. Klausman Women in Business Scholarship Fund
The Jane M. Klausman scholarship is intended for women who are pursuing a business or business-related degree at an accredited college or university. Zonta International, the organization behind the scholarship, gives awards of $1,000 to district winners and provides twelve international scholarships of $5,000 each.

John Cabot Study Abroad Scholarship
As an overseas American liberal arts university, John Cabot has as its mission the goal of creating a community of both degree and visiting students. A limited number of scholarships are available for visiting students who qualify.

James J. Davis Memorial Scholarship
The Kymanox mission is to facilitate effective and efficient knowledge transfer. James J. Davis taught us that there are few things as effective and efficient in transferring knowledge as experience. The selected scholarship recipient will receive $1,000.00 (USD) for 2012/2013 educational-related expenses. The goal of these funds is to encourage students to study abroad and experience something new to grow their knowledge of the world.

LIVFund Scholarship
LIVFund will award two scholarships per month to selected recipients in the amount of $500 USD each. LIVFund Scholarships are open to anyone over the age of 18 interested in learning, interning or volunteering abroad in Latin America. Candidates may apply for the LIVFund Scholarship at any time, beginning six months in advance of their program start date. Candidates coming to Latin America with an organized program, designing their own program or still waiting to be accepted to an abroad program are all eligible to apply. Students, interns and volunteers who are already abroad may also eligible to receive funding.

Rotary Foundation's Ambassadorial Scholarships
The purpose of the Ambassadorial Scholarships program is to further international understanding and friendly relations among people of different countries and geographical areas. The program sponsors several types of scholarships for undergraduate and graduate students as well as for qualified professionals pursuing vocational studies. While abroad, scholars serve as goodwill ambassadors to the host country and give presentations about their homelands to Rotary clubs and other groups. Upon returning home, scholars share with Rotarians and others the experiences that led to a greater understanding of their host country.

Studyabroadfunding.org
Search engine for study abroad scholarships

The Blogging Scholarship
Is Your Blog Worthy of a $10,000 Scholarship? Do you maintain a weblog and attend college? Would you like $10,000 to help pay for books, tuition, or other living costs? College Scholarship is giving away $10,000 this year to a college student who blogs. The Blogging Scholarship is awarded annually.

Tourism Cares
Tourism Cares manages a number of scholarships and awards more than $100,000 a year for travel, tourism, or hospitality undergraduate and graduate students attending schools in the United States and Canada. Scholarships are merit-based and include academic, professional development, and service-learning awards

Turkish Coalition of America
TCA has established a diverse array of scholarship programs that support its educational mission. In line with its mission to engage and cultivate a new generation of young Turkish American leaders, TCA offers the TCAdvange Scholarship program for Turkish American students. A wide range of scholarships are available for American minority students wishing to study in Turkey and support TCA's mission to build people-to-people bridges between the United States and Turkey.


Frequently Asked Questions

Answers to common questions that parents and students ask about study abroad programs.

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1. How much does it cost to study abroad?

Each program has a different fee structure and billing arrangement. We encourage you explore Northwood Sponsored Programs and Exchange Programs that you are interested in to get more detail about cost.

2. Is financial aid available for study abroad?

Yes. Students receiving financial aid to study at Northwood can also use it for study abroad.

3. If I am not currently receiving financial aid, can I apply for financial aid for study abroad?

Yes. You may be eligible for student and parent loans for study abroad. You will need to fill out an application the FAFSA forms.

4. How do I apply for study abroad financial aid during the summer?

Students that are interested in Financial Aid for summer need to complete a Summer Enrollment Form with the Financial Aid Office.

5. How many credit hours does a student need to be enrolled in to be eligible for study abroad financial aid or scholarships?

Students need to be full time to receive any Northwood funded scholarship.  Students need to be enrolled in at least 6 credits to participate in the Federal loan programs.  There are a few private loan options for those that are enrolled less than 6 credits.

6. Who should I talk to regarding questions about financial aid for study abroad?

Contact your campus Financial Aid Office

7. When are financial aid funds made available to study abroad students?

We are able to disburse scholarships, grants, and loans to students within 10 days prior to the beginning of their program. The business office will typically refund any overpayment to the student at the end of the week it is paid to the student account. Therefore financial aid funds may NOT be available to pay some pre-departure costs, such as the program deposit, plane ticket, visa and/or passport application fees, etc.

8. Can I use a Northwood Scholarship for study abroad?

Yes. Students currently holding Northwood scholarships may apply the scholarship to all study abroad programs EXCEPT:

  1. John Cabot University – Rome, Italy
  2. American Intercontinental University (AIU) – London, UK
  3. London Metropolitan University – London, UK
  4. Massey University – New Zealand
  5. International Business, Spanish and Cultural Studies – Spain, Bilbao/Getxo
  6. PALAZZI – Florence, Italy

* Some campus based scholarship may not transfer, for example, if students receive scholarship based on athletics (football/track/tennis scholarship, or DECA, Speech, etc. since these scholarship was meant to have students compete during the school year as representatives of school). Please check with the Financial Office to make sure a scholarship transfers.