Gramm-Leach-Bliley Act Notice

In 1999, Congress enacted the Gramm-Leach-Bliley Act (Public Law 106-102). This Act requires that lenders provide certain information to their customers regarding the collection and use of nonpublic personal information.

We disclose nonpublic information to third parties only as necessary to process financial information and as permitted by the Privacy Act of 1974 (FERPA). We do not sell or otherwise make available any information about you to any third parties for marketing purposes.

We protect the security and confidentiality personal information by implementing the following policies and practices. All physical access to the sites where nonpublic personal information is maintained is controlled and monitored. Our computer systems offer a high degree of resistance to tampering and circumvention. These systems limit data access to our staff and contract staff on a “need-to-know” basis, and control individual users’ ability to access and alter records within the systems. All users of these systems are given a unique user ID with personal identifiers. All interactions by individuals with the system are recorded.